:root{--blue:#1C7CAA;--red:#B61D22;--red-hot:#E33726;--orange:#EC5825;--navy:#1D1550;--navy-deep:#0F0B33;--silver:#C9CDD3;--bg:#F7F7F7;--ink:#14122B;--muted:#5C6070;--line:#E3E5EA;--ring:linear-gradient(90deg,var(--blue),var(--red),var(--orange));--shadow:0 1px 3px rgba(20,18,43,.06),0 12px 28px rgba(20,18,43,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
img{max-width:100%;display:block}a{color:inherit;text-decoration:none}
h1,h2,h3,.brand b{font-family:'Cinzel',serif}
.wrap{max-width:1180px;margin:auto;padding:0 22px}
:focus-visible{outline:3px solid var(--orange);outline-offset:2px;border-radius:6px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:11px 20px;border-radius:10px;font-weight:600;font-size:14px;border:1px solid transparent;transition:.15s}
.btn-red{background:linear-gradient(180deg,var(--red-hot),var(--red));color:#fff;box-shadow:0 4px 12px rgba(182,29,34,.3)}
.btn-red:hover{transform:translateY(-1px);box-shadow:0 10px 22px rgba(182,29,34,.38)}
.btn-ghost-light{border-color:rgba(255,255,255,.45);color:#fff}.btn-ghost-light:hover{background:rgba(255,255,255,.12)}
.btn-lg{padding:14px 26px;font-size:15px}
.nav{position:sticky;top:0;z-index:20;background:var(--bg);border-bottom:1px solid var(--line)}
.nav::after{content:"";display:block;height:3px;background:var(--ring)}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:18px;height:72px}
.brand{display:flex;align-items:center;gap:12px}.brand img{height:50px;width:auto}
.brand span{display:flex;flex-direction:column;line-height:1.15;font-size:17px;font-family:'Cinzel',serif;font-weight:600}
.brand b{color:var(--red);font-size:20px}.brand small{font-family:'Inter';font-size:10.5px;color:var(--muted);letter-spacing:.06em;text-transform:uppercase;font-weight:600}
.links{display:flex;gap:22px;font-size:14px;font-weight:500}.links a{padding:6px 0;border-bottom:2px solid transparent}.links a:hover{border-color:var(--orange);color:var(--navy)}
.hero{position:relative;background:linear-gradient(155deg,var(--navy-deep),var(--navy) 60%,#2A2070);color:#fff;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 90% 10%,rgba(28,124,170,.35),transparent 45%),radial-gradient(circle at 5% 100%,rgba(236,88,37,.22),transparent 40%)}
.hero-in{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding:72px 22px 84px}
.eyebrow{font-weight:600;letter-spacing:.28em;font-size:12px;color:#F2B49B;margin:0 0 14px}
.hero h1{font-size:clamp(34px,5vw,56px);line-height:1.1;margin:0 0 18px;font-weight:700}
.lead{font-size:17px;color:rgba(255,255,255,.82);max-width:540px;margin:0 0 28px}
.cta{display:flex;gap:12px;flex-wrap:wrap}
.hero-logo{background:var(--bg);border-radius:20px;padding:14px;box-shadow:0 20px 50px rgba(0,0,0,.35);border:1px solid rgba(255,255,255,.2)}
.ring{position:absolute;left:0;right:0;bottom:0;height:5px;background:var(--ring)}
.stats{background:var(--bg);border-bottom:1px solid var(--line)}
.stats-in{display:grid;grid-template-columns:repeat(4,1fr)}
.stats-in div{padding:22px 10px;text-align:center;border-right:1px solid var(--line)}.stats-in div:last-child{border:none}
.stats-in b{display:block;font-family:'Cinzel',serif;font-size:26px;color:var(--navy)}.stats-in span{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-weight:600}
.sec{padding:76px 0}.sec.alt{background:var(--bg)}.sec.dark{background:linear-gradient(155deg,var(--navy-deep),var(--navy));color:#fff}
.kicker{font-size:12px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--red);margin:0 0 8px;display:flex;align-items:center;gap:10px}
.kicker::before{content:"";width:26px;height:3px;border-radius:2px;background:var(--ring)}.kicker.light{color:#F2B49B}
.sec h2{font-size:clamp(26px,3.4vw,38px);margin:0 0 30px;line-height:1.2;color:var(--navy)}.dark h2{color:#fff}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:14px;padding:26px;box-shadow:var(--shadow);transition:.18s}
.card.tone-red{border-top-color:var(--red)}.card:hover{transform:translateY(-4px);box-shadow:0 4px 10px rgba(20,18,43,.08),0 20px 36px rgba(20,18,43,.14)}
.ico{width:52px;height:52px;border-radius:14px;background:var(--bg);border:1px solid var(--line);display:grid;place-items:center;font-size:24px;margin-bottom:14px}
.card h3{font-size:18px;margin:0 0 10px;color:var(--navy)}.card ul{margin:0;padding-left:18px;color:var(--muted);font-size:14.5px}.card li{margin:4px 0}
.two{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.ticks{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ticks li{background:#fff;border:1px solid var(--line);border-left:4px solid var(--orange);border-radius:10px;padding:12px 16px;font-weight:500;font-size:14.5px}
.ticks.light li{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.14);border-left-color:var(--orange);color:#F1EEF8}
blockquote{margin:0;padding:18px 22px;border-left:4px solid var(--orange);background:rgba(255,255,255,.07);border-radius:0 12px 12px 0;font-size:18px;font-style:italic;color:rgba(255,255,255,.9)}
.chips{display:flex;flex-wrap:wrap;gap:10px}.chips span{padding:10px 18px;border-radius:999px;background:var(--bg);border:1px solid var(--line);font-weight:600;font-size:14px;color:var(--navy)}
.chips span:nth-child(3n+1){border-color:var(--blue)}.chips span:nth-child(3n+2){border-color:var(--red)}.chips span:nth-child(3n){border-color:var(--orange)}
.contact{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px}
.ccard{display:flex;flex-direction:column;gap:2px;background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:20px;word-break:break-word;transition:.15s}
a.ccard:hover{border-color:var(--orange);transform:translateY(-2px)}.ccard span{font-size:22px}.ccard b{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.foot{background:var(--navy-deep);color:rgba(255,255,255,.78);font-size:13px;border-top:4px solid transparent;border-image:var(--ring) 1}
.foot-in{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;padding:26px 22px;letter-spacing:.04em}.foot b{color:#fff;letter-spacing:.12em}
@media(max-width:860px){.links{display:none}.hero-in,.two{grid-template-columns:1fr}.hero-in{padding:48px 22px 60px}.stats-in{grid-template-columns:1fr 1fr}.stats-in div:nth-child(2){border-right:none}.sec{padding:54px 0}.brand small{display:none}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* ===== Quote form ===== */
.btn-ghost{background:#fff;color:var(--navy);border-color:#D5D9E0}.btn-ghost:hover{border-color:var(--orange);background:#FFF6F1}
.center-cta{text-align:center;margin:32px 0 0}.muted{color:var(--muted);font-size:13.5px}
.page-head{position:relative;background:linear-gradient(155deg,var(--navy-deep),var(--navy));color:#fff;padding:56px 0 64px}
.page-head h1{font-size:clamp(30px,4.5vw,44px);margin:6px 0 12px}.page-head .lead{margin:0}
.form-layout{grid-template-columns:1.5fr 1fr;gap:32px}
.form-card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--red);border-radius:16px;padding:28px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px;margin-bottom:22px}.field.full{grid-column:1/-1}
.field label{display:block;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid #D5D9E0;border-radius:10px;font:inherit;font-size:15px;color:var(--ink);background:#fff;transition:.15s}
.field input:hover,.field select:hover,.field textarea:hover{border-color:var(--orange)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(28,124,170,.15)}
.field.has-error input,.field.has-error select,.field.has-error textarea{border-color:var(--red);background:#FDF1F0}
.err{display:block;color:var(--red);font-size:12.5px;margin-top:5px;font-weight:600}
.form-alert{background:#FDF1F0;border:1px solid #F0C4C0;border-left:4px solid var(--red);color:var(--red);padding:12px 16px;border-radius:10px;font-weight:600;font-size:14px;margin-bottom:18px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.side-card{display:flex;flex-direction:column;gap:12px}.side-card h3{margin:0;font-size:20px;color:var(--navy)}
.thanks{text-align:center;max-width:640px}.thanks h1{font-size:clamp(26px,4vw,38px);color:var(--navy);margin:14px 0 10px}.thanks p{color:var(--muted);font-size:17px}
.tick{width:72px;height:72px;margin:auto;border-radius:50%;display:grid;place-items:center;font-size:34px;color:#fff;background:linear-gradient(135deg,var(--blue),#15803D);box-shadow:var(--shadow)}
.cta.center{justify-content:center;margin-top:26px}
@media(max-width:860px){.form-layout{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}}